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Where to Start

Information For First-Timers

First-Time Home Buying

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Start Saving By Refinancing

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Getting Value Out Of Your Home

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.







Today's Rates
Today's loan rates
RatePointsAPRPayment
SBCU 5/1 ARM Portfolio
Interest Rate5.875%Discount Points0APR5.725%Payment Amount$710
SBCU 10 Year Fixed Portfolio
Interest Rate5.990%Discount Points0APR6.546%Payment Amount$1,332
SBCU 15 Year Fixed Portfolio
Interest Rate6.125%Discount Points0APR6.521%Payment Amount$1,021
SBCU 20 Year Fixed Portfolio
Interest Rate6.200%Discount Points0APR6.517%Payment Amount$874
SBCU 30 Year Fixed Portfolio
Interest Rate6.250%Discount Points0APR6.491%Payment Amount$739


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